I. What the plans put in writing
Under a 2019 state law (Section 366.96 of the Florida Statutes), each investor-owned utility files a Storm Protection Plan with the Florida Public Service Commission, the FPSC, the state board that sets electric rates. The plan is a public document filed on a multi-year cycle, roughly every three years at last public report. It names programs by category: hardening transmission and distribution lines against extreme wind, inspecting wood poles on a set rotation, clearing vegetation, and converting some overhead lines to underground.
Commission staff review the plan and decide what counts as reasonable, then let the utility recover the approved cost from customers. They do not rubber-stamp every mile. Hearings happen, the state's Office of Public Counsel, which represents ratepayers, files objections, and plans get trimmed. If you want to see the argument rather than the summary, the dockets are public.
II. Pole standards and the vegetation cycle
Pole work is the least glamorous line in the plan and maybe the most useful. Florida utilities inspect wood poles on a rotation, often described as about an eight-year cycle at last public report, and replace or reinforce the ones that fail. New and rebuilt lines are engineered to stiffer wind-loading standards drawn from the National Electrical Safety Code, the NESC, which sets how much wind a pole and its wires must take before they come down.
Vegetation management is the quiet workhorse. Most storm outages trace to trees and limbs falling on lines rather than to poles snapping, so utilities run trimming cycles on their circuits, commonly every few years per feeder. It costs far less than burying a line. It also has to be done again and again, which is why it never leaves the budget.
III. Undergrounding, and who pays for the mile
Undergrounding is where the money concentrates. FPL runs a Storm Secure Underground Program that moves neighborhood lateral lines, the smaller wires that feed individual streets, below ground, and Duke Energy Florida and Tampa Electric have their own targeted conversion efforts. Buried lines do not fall in wind, and that benefit is real. They also cost far more per mile than overhead lines, they can flood, and repairs take longer when they do fail.
No utility is burying everything, because it is nowhere near affordable. The plans pick corridors: the worst-performing feeders, critical sites like hospitals and water lift stations, and major evacuation routes, and they leave most of the system overhead and hardened. Whether your street makes the list depends on your feeder's outage history and where it sits in the queue, which is a fair question to put to your utility directly.
IV. Worth watching this month
1. Watch the FPSC docket calendar for storm protection plan and cost-recovery filings, since the cost-recovery clause is typically reviewed late in the year and a new charge estimate may surface this fall.
2. Check your next bill for the storm protection line item, which can change when regulators approve a new plan cycle or cost update.
3. If a named storm threatens the peninsula, treat the National Hurricane Center's advisories as the primary source, because utility restoration estimates come only after landfall and shift as crews assess damage.
4. Look for your utility's updated Storm Protection Plan, filed roughly every three years, to see whether your feeder or neighborhood is named for hardening or undergrounding.
5. Watch for the Office of Public Counsel's filings, which show where the ratepayer advocate thinks a plan is asking for too much, though most of these are routine.